Stock Maestro

  The coming of novice retail investors in the Indian Stock Market has just made upside down changes in the market. After outbreak of corona virus pandemic in 2020, there is a large increase in the number of retail investors and they have increased the liquidity in the market. Due to these novice investors penny stocks gave a yield of 1900% in past six months more than that of big blue chip companies like Adani Group which gave a return of 175% in last six months. The thing to watch out for in these penny stocks is that they have no strong income, inadequate employees and negative growth rate but still their prices hiked at an unprecedent rate. We can say that they have no fundamentals backing their rise in prices. This increase is due to large inflow of liquidity in these penny stocks by these investors as in penny stocks putting small amount of money can also yield high returns. There are chances of stock manipulation in these cases. We will talk about some of the cases that will...

  The greatest recession of this century- The Lehman Brothers Crisis of 2008 or the Sub Prime Crisis of 2008 which led to a global recession and unemployed millions of people in the world was led by American Investment Banks majorly by Lehman Brothers. These banks provided sub-prime loans in the market. What is sub-prime loans? Generally, poor credit rating people are disqualified to apply for conventional mortgage applications. So banks in The US came out with a special type of loan which provided loan to those who doesn't qualify for regular home loans. These loans were provided on real estate collaterals. Objective of providing sub-prime loans: Expecting that the value of underlying property will go up in future and charging high interests helped banks to generate higher profits. If repayment is discontinued, banks could sell the property for a higher consideration due to appreciation in property pricers. Borrowers can rent out their houses with high value or can sell at higher ...